If your home’s value has dropped significantly, you might not plenty of home equity to create refinancing economical as well as possible. In case your current mortgage is owned or serviced by Fannie Mae or Freddie Mac, research the Home Affordable Refinance Program (HARP), which was designed for borrowers with little equity as well as negative equity.

BloombergChina Construction Bank Profit Rises 24% on Lending, FeesBloomberg(939), the world's second-largest lender by market value, posted a 24 percent increase in fourth-quarter profit after higher lending and fee income outweighed provisions set aside for bad debt. Net income climbed to 30.2 billion yuan ($4.8 billion) in …Minsheng Bank Seeks To Raise Up To US$1.46 Bln As China Banks Tap Equity …Wall Street JournalChina banks underestimate local government loan risks: reportReutersFormer China bank regulator says loan demand weakMarketWatchWashington Postall 82 news articles »